The engagement ring has long been a cherished symbol of commitment — a tangible promise wrapped in glittering precious metals and sparkling stones. For decades, the classic solitaire reigned supreme, a universally understood emblem of love. But step into 2025, and you'll find the landscape of engagement rings has transformed dramatically. The way couples approach this significant purchase is changing at an unprecedented pace. While the timeless allure of a traditional solitaire still holds its place, at Morgan & Co, we're witnessing a distinct shift in what our clients are seeking: a profound desire for meaning, individuality, and conscious design.

Gone are the days when a ring was simply picked from a display case based on carat weight or current trends. Today, couples are embarking on a far more personal journey, one that prioritises connection, legacy, and self-expression. Whether you're secretly planning a breathtaking proposal or embarking on the exciting adventure of designing a ring together, understanding these evolving desires is key. Here’s what modern couples truly want in 2025 — and how these new rules of engagement are reshaping everything we thought we knew about this most iconic piece of jewellery.

1. A Design That Feels Like Them: Beyond the Trend Cycle

In a world saturated with fleeting trends, modern couples are seeking something far more enduring: a ring that authentically tells their story. It's less about adhering to popular styles and more about crafting a piece that resonates deeply with the wearer's unique personality and shared journey.

At Morgan & Co, we’re observing a fascinating shift in client conversations. Instead of asking for a specific "look" they've seen on social media, people are expressing desires like:

• "I want it to feel like her."
• "We're looking for something understated but distinctly different."
• "I want a ring I'll still genuinely love and cherish when I'm 70."

This emphasis on personal resonance translates into a myriad of design choices. It might mean incorporating a hidden detail subtly tucked beneath the setting, opting for the contemporary elegance of an east-west marquise diamond, or choosing the warm, soft glow of a champagne-toned diamond. Ultimately, the most crucial element is how the ring feels to the person wearing it, fostering a sense of innate belonging rather than a forced fit. In an era of mass-produced jewellery, custom design stands out as the ultimate pathway to owning something truly unique, a piece that can't be replicated or found anywhere else. It becomes an extension of their identity, a wearable narrative of their love.

2. Heirloom Energy, Not Flashy Bling: The Rise of Quiet Luxury

While the undeniable allure of a large diamond and brilliant sparkle will always remain, they are no longer the sole objective for discerning couples. There's a palpable shift towards what we affectionately call modern heirlooms: pieces meticulously designed to be worn effortlessly every single day, destined to be passed down through generations, and treasured not for their overt flash, but for their intrinsic design integrity and character.

This evolving preference often manifests in several key characteristics:

• Softer, ergonomic silhouettes that offer unparalleled comfort for daily wear, seamlessly integrating into one's life.
• Unique and distinctive diamond cuts like the elegant radiant, the charming elongated cushion, or the romantic antique oval, chosen for their individual character rather than just their brilliance.
• Stones selected for their personality, depth, and individual quirks, moving beyond a singular focus on carat size alone.
• Matte, brushed, or organically textured finishes that develop a rich patina and deeper character over time, telling the story of a life lived.

There's a growing appreciation for subtle luxury — rings that exude a quiet, understated beauty rather than demanding attention. These are the designs that truly get better with age, deepening in meaning and charm as they become intertwined with life's moments. They whisper elegance rather than shout it.

3. A Meaningful Experience: The Journey Matters Just as Much as the Destination

Designing an engagement ring is no longer solely about the magnificent final product; it's profoundly about the transformative journey taken to create it. We're observing a significant increase in couples choosing to embark on this process together. This isn't about diminishing the magic of a proposal; rather, it’s about sharing in the profound significance and collaborative joy of the design process itself.

When one partner does come in solo, they typically arrive meticulously prepared. They're often armed with a treasure trove of notes, meticulously curated Pinterest boards, or subtle clues they've intelligently gathered from years of attentive conversations. This demonstrates a deep level of care and thoughtful preparation, ensuring the ring is a perfect reflection of their partner's dreams.

Regardless of whether it’s a shared or solo endeavour, the entire experience is characterised by thoughtfulness, relaxation, and an intensely personal touch. At Morgan & Co, we've deliberately structured our process to be one-on-one and by appointment only. This exclusive approach provides you with the dedicated space and un-rushed time needed to slow down, explore possibilities, and make truly considered choices. We're frequently told by our clients that this process is unexpectedly emotional — in the most profoundly beautiful and fulfilling way. It becomes a cherished memory, a foundational part of their love story.

4. Purposeful Materials and Stone Selection: Informed Choices, Deeper Stories

Today’s couples are not just informed; they are remarkably intentional. They arrive with pertinent questions and a desire for transparency:

• "Where exactly did this diamond originate?"
• "What are the specific advantages of this cut over another?"
• "How can I perfectly balance brilliant sparkle with robust structural integrity?"

This heightened awareness fuels a significant interest in antique diamonds, each carrying a unique history, salt-and-pepper stones with their distinctive inclusions, and increasingly, traceable origin options that speak to ethical sourcing and environmental responsibility. But this drive isn't merely about ethics; it's fundamentally about meaning. Our clients are drawn to stones that possess a truly one-of-a-kind essence: the subtle, charming imperfections, the rich, warm glow of a champagne tone, or the compelling narrative behind a particular historical cut.

The design choices themselves are imbued with greater thoughtfulness. Some couples desire perfectly matching bands, while others intentionally seek something that beautifully complements rather than rigidly matches. In every instance, there is a clear purpose and narrative behind each carefully chosen element, ensuring the pieces resonate deeply with their personal values and aesthetic.

5. Confidence in Doing It Differently: Breaking Free from Convention

Herein lies one of the most exciting and liberating shifts we're witnessing: couples are no longer afraid to confidently forge their own path. The rigid "rules" that once dictated engagement ring design — platinum settings, perfectly round white diamonds, ubiquitous hidden halos — are no longer seen as prescriptive guidelines. Instead, they are simply options within a vast spectrum of possibilities.

Modern couples now feel empowered and confident enough to explore a dazzling array of alternatives. This ranges from the sleek elegance of minimalist bezel-set designs to the striking contrast of two-tone metal bands and the artistic asymmetry of cluster settings.

This embrace of individuality isn't about being unconventional merely for the sake of standing out. It's about a profound sense of self-awareness and the conviction to choose what genuinely feels right for them as a couple. It's an authentic expression of their shared identity, free from external pressures or outdated expectations.

Final Thought: This Isn’t Just Jewellery — It’s a Legacy

At Morgan & Co, we believe an engagement ring should be more than just a declaration of "I'm engaged." It should be a profound statement that resonates with deeper truths:

• "I know who I am, and this ring reflects that."
• "I chose this for a reason, rooted in meaning and intention."
• "This is my story — unique, personal, and utterly incomparable."

Whether you envision designing your modern heirloom together or wish to create a truly special surprise, we are here to warmly guide you through every single decision. Our commitment is to provide you with no pressure and total transparency, ensuring every choice feels right for you.

Thinking about creating your own modern heirloom — a ring that embodies your unique story and values?

We’d be honoured to welcome you into our Buderim studio. Design appointments are by request, one-on-one, and completely tailored to your vision. Let's craft something truly unforgettable.

With Love,
Morgan xo

When you picture a romantic proposal, your mind might immediately conjure images of spring blossoms or balmy summer evenings. However, here on the Sunshine Coast, winter offers a unique charm that makes it one of the most underrated and truly magical times of year to pop the question. While we might not have snow-dusted landscapes, our winters bring something equally enchanting: the golden light of late afternoon, crisp, invigorating evenings, and an overall quieter, more intimate energy. It’s a season that invites slowing down, deeper connection, and moments that feel uniquely yours.

If you’re dreaming of asking that life-changing question, consider embracing the serene beauty of a Sunshine Coast winter. At Morgan & Co, we believe the best proposals are those that reflect your beautiful connection, and winter provides the perfect canvas for just that. Here are our favourite local, relaxed, and intentionally unforgettable winter proposal ideas, designed to create a memory you'll cherish forever.

1. A Golden Hour Picnic in the Hinterland: Where Light Meets Love

The cooler winter weather on the Sunshine Coast offers the perfect excuse to layer up in cosy knits and truly slow down, savouring each moment. Imagine packing a gourmet picnic basket filled with your favourite treats, bringing a curated playlist on a portable speaker, and venturing into the breathtaking Sunshine Coast Hinterland.

Iconic spots like Gerrards, Montville Lookout, the tranquil Mapleton Falls, or the panoramic One Tree Hill in Maleny (always remember to check for public access, as this is a private property with limited availability) transform into idyllic, semi-private sanctuaries in winter. With fewer crowds, you’ll find it’s easier to create a moment that feels exclusively yours. The soft, ethereal golden light that bathes the landscape around 4:30 PM AEST (our glorious "golden hour") isn't just beautiful for the soul; it also creates the most incredible, dream-like backdrop for those all-important proposal photos. This natural light truly elevates the magic of the moment.

Pro-Tip: To truly elevate the experience and make it entirely stress-free, consider pre-booking a local picnic stylist. They can handle everything from the blankets and cushions to the delectable food and elegant setup. Alternatively, engaging a local photographer to discreetly capture the moment will ensure you have stunning, professional images of your proposal without having to worry about a thing.

2. Cosy Cabin Weekender: Your Private Engagement Moon Begins

There’s something inherently romantic about a winter weekend escape to a luxury cabin. It’s an effortless kind of romance, inviting connection without trying too hard. Picture this: a crackling fire pit under a canopy of stars, a bottle of fine local wine, breathtaking mountain views, and the blissful absence of phone reception. It’s a chance to truly disconnect from the world and reconnect with each other.

The Sunshine Coast Hinterland is home to some truly enchanting retreats perfect for a memorable proposal. Look into exquisite options such as:

• Scandi at Maleny: Known for its minimalist design and stunning vistas.
• The Bower in Wootha: Offering rustic charm combined with modern comforts.
• Glasshouse Views Cabin: Providing unparalleled views of the iconic Glass House Mountains.

You could choose to propose over a quiet, intimate morning coffee on the deck, as the world awakens around you. Or, perhaps, under a blanket of twinkling stars by the fire pit, sharing a bottle of red wine, letting the quiet magic of the night do its work. The absolute best part of this idea? You’re already on your mini engagement-moon, allowing you to bask in the joy and excitement of your new chapter immediately.

3. Sunrise Proposal on the Sand: A Dawn of New Beginnings

One of the undeniable beauties of Sunshine Coast winters is the gift of stunning, crisp sunrises accompanied by remarkably empty beaches. If you and your partner are early risers (or are willing to be for one incredibly special day), proposing as the sun paints the sky with vibrant hues over the ocean is an unforgettable experience.

Imagine the serene stillness of the coastline as the first rays of light kiss the water, creating a dazzling sparkle that perfectly complements the diamond in your hand. Ideal spots for such a magical moment include:

• The scenic Moffat Beach headland in Caloundra, offering sweeping views.
• Along the pristine walking tracks of Noosa National Park, where secluded coves await.
• The elevated vantage point of Point Arkwright at Coolum, providing a spectacular panoramic sunrise.

To make the moment even more cherished, bring along a thermos of your favourite hot coffee and a selection of freshly baked croissants. Sharing this simple yet profound experience as the world wakes up around you will cement it as a memory neither of you will ever forget – the perfect start to your forever.

4. Private Chef at Home: Intimacy Redefined

Looking for a proposal idea that feels completely unexpected, yet remains deeply intimate and personal? Consider hiring a local private chef to prepare a gourmet meal right in the comfort of your own home or a luxurious Airbnb. This transforms a familiar setting into an extraordinary culinary experience.

Set the scene: light candles to create a warm, inviting glow, and cue your favourite playlist to fill the space with meaningful melodies. Let the evening unfold leisurely, enjoying exquisite food and conversation. And then, as dessert arrives — so does the ring. This option is particularly meaningful if your partner is a homebody, cherishing cosy nights in, or if you've already shared countless special moments within the home you’ve lovingly built together. It adds a layer of shared history and comfort to the profound significance of the proposal.

5. A Winter Wine Tour with a Twist: Savour the Moment

Take a delightful day off together and venture inland for a sophisticated wine-tasting experience amidst the rolling vineyards of the Sunshine Coast Hinterland. Explore charming local establishments like Flame Hill Vineyard, Dingo Creek Vineyard, or Clouds Vineyard.

Consider booking a private tasting or a leisurely lunch to ensure an intimate and relaxed atmosphere. Let the slow, unhurried pace of the day naturally lead into the proposal moment. Many of these beautiful venues are incredibly accommodating and will even help you coordinate the perfect setup for the proposal — simply reach out to them in advance to discuss your vision. The combination of exquisite wines, stunning scenery, and shared moments of discovery will make the proposal truly unforgettable.

Bonus Ideas for a Sunshine Coast Winter Proposal:

• Your Favourite Café: Propose at your go-to Sunshine Coast café. Imagine: after your usual Saturday morning coffee ritual, but with something a little extra sparkling in your pocket. It’s familiar, comfortable, and utterly personal.
• Sunset Sailing Experience: Book a private or shared sunset sailing experience from Mooloolaba. The winter skies on the Sunshine Coast are often remarkably clear, yielding the most incredible, vibrant sunsets that paint the horizon in fiery hues – a truly breathtaking backdrop.
• Custom Ring Reveal: For couples who choose to design the ring together (a growing trend!), plan a surprise proposal when the custom piece is finally ready. The anticipation of the bespoke ring combined with the surprise of the actual proposal makes for a doubly delightful moment.

A Final Word: It's All About Intention

At Morgan & Co, we've had the immense privilege of designing hundreds of unique engagement rings for local couples right here on the Sunshine Coast. Through every consultation and creation, one profound truth consistently emerges: the most meaningful proposals aren't about the perfect grand gesture or the biggest surprise. Instead, they are deeply rooted in the intention behind the moment and the genuine connection between two people.

Winter on the Sunshine Coast provides a truly unique opportunity to slow down, to truly take your time, and to propose in a way that feels utterly authentic and deeply personal to your relationship. It allows for a quieter, more reflective celebration of your love story.

And if you’re not sure where to even begin with the ring that will mark this incredible milestone? That’s precisely where we come in.

Ready to design your modern heirloom and craft a proposal as unique as your love?

Morgan & Co is a bespoke jewellery studio based in Buderim, offering by-appointment engagement ring design for modern couples across the Sunshine Coast and beyond. Our process is always relaxed, considered, and entirely one-on-one, ensuring a truly personalised experience.

Book your consultation today, and let's bring your dream engagement ring to life.

With Love,
Morgan xo

If you’re searching for that perfect symbol of your love – an engagement ring – here on the Sunshine Coast, you might be wondering where to start. Many couples mistakenly believe they have to settle for something mass-produced or purchased sight-unseen online. But at Morgan & Co, we're changing that narrative. We offer a private, design-led experience right here in Buderim, ensuring your ring is not just a piece of jewellery, but a bespoke creation perfectly tailored to your unique style, your shared story, and your highest standards.

Bespoke Engagement Rings, Made Locally

Our Buderim-based studio has earned the trust of couples across the entire Sunshine Coast for one very clear reason: we focus entirely on you. Forget the crowded showrooms, the impersonal sales pitches, and the feeling of being rushed. At Morgan & Co, there are no walk-ins. We believe that designing something as significant as an engagement ring deserves thoughtful, one-on-one guidance.

From the moment you step into our studio by appointment, you'll experience a relaxed environment where we'll guide you through exploring diverse stone shapes, intricate setting styles, and every minute detail in between. Whether you're ready to propose and need a definitive design, or you're simply in the early stages of understanding your options, we are here to design with intention, always prioritising your vision. This is how true custom engagement rings come to life. View our collection of custom designs to spark your imagination.

The Unmatched Benefit of Working with Local Engagement Ring Designers

Choosing a Sunshine Coast Jeweller like Morgan & Co to design your engagement ring offers far more than just convenience. It provides a distinct set of advantages that simply can't be replicated through online purchases or generic retailers:

• See Diamonds and Gemstones in Person: There's an unparalleled difference between viewing a diamond on a screen and holding it in your hand. Our consultations allow you to examine the true fire, brilliance, and unique characteristics of individual stones under expert guidance. You can truly appreciate their beauty, clarity, and colour in real life.
• Expert, Personalised Advice: Beyond aesthetics, our experienced local designers can offer invaluable advice on what truly matters. We'll help you understand how cut quality impacts sparkle, discuss the durability of different settings, and advise on how your chosen design will fit your daily lifestyle. This level of personalised insight is crucial for a lifetime piece.
• Support a Local Business, Without Compromise: By choosing Morgan & Co, you're not just getting a ring; you're investing in local craftsmanship and supporting a Sunshine Coast business. Crucially, this doesn't mean compromising on quality. We uphold the highest standards, sourcing premium natural or lab-grown stones through our trusted global network of suppliers. Every ring is then meticulously designed in Buderim and crafted right here in Australia with the utmost care and attention to detail.

Made to Last — And Made to Mean Something

Every couple's journey is unique, and we believe their engagement ring should reflect that singularity. This is why no two Morgan & Co designs are ever truly the same. We understand that this ring is a profound symbol of your commitment, a tangible representation of your love story.

Whether your dream is a timeless solitaire that speaks of classic elegance, or a custom engagement ring with a unique twist that embodies your distinct personalities, we’ll be with you every step of the way. We'll walk you through all your options, ensuring every detail aligns with your vision. Then, our skilled jewellers will bring your design to life using only the finest materials and industry-leading techniques, ensuring your ring is not only beautiful but also built to last for generations.

We offer a lifetime warranty on manufacturing which covers your band and setting and complementary in studio cleans — as many as you like!

Once you meet with us, you aren't just our clients, you become our friends and we value each and every couple who we create a treasured piece for. 

Ready to Design Your Engagement Ring on the Sunshine Coast?

Your perfect engagement ring begins with a conversation. We invite you to book a private consultation at our Buderim studio to embark on this exciting journey. We'll guide you through our collaborative design process, answer all your questions, and help you create something truly meaningful – a ring that beautifully encapsulates your love story.

With Love,
Morgan

Morgan & Co – Your trusted custom engagement ring jewellers, Sunshine Coast.

As diamond shape trends come and go in the world of engagement rings on the Sunshine Coast the Oval cut still reigns supreme. Modern yet timeless, elegant yet bold, the oval cut offers the perfect balance between style and symbolism. 

If the oval-shaped diamond has captured your heart, here’s why the oval is here to stay in 2025. 

Before we discover more about what makes Oval diamonds popular, lets take a look at —

The History of the Oval Engagement Ring :  Where It All Began

It's always interesting to know the background of where and how a stone became popular. The oval diamond cut as we know it was created in 1957 by a master diamond cutter named Lazare Kaplan. Building on the classic round brilliant cut, Kaplan designed the oval shape to retain the sparkle and brilliance of a round diamond—while giving it a longer, more unique silhouette.

His innovation wasn’t just about aesthetics. The oval shape cleverly elongated the diamond’s appearance, making it seem larger than its carat weight. It also had a flattering effect on the finger, something brides and designers quickly fell in love with.

Vintage Roots, Modern Appeal

Although the modern oval cut was perfected in the 20th century, elongated diamond styles date back centuries. Antique versions of oval and marquise shapes were favoured in Georgian and Victorian jewellery, often surrounded by ornate settings and handcrafted metalwork.

In the 1980s and 1990s, oval engagement rings had a quiet presence, often seen in family heirlooms or bespoke commissions. But the real resurgence began in the 2010s and has grown steadily ever since thanks to celebrities, custom jewellery makers, and a generation craving classic elegance with a modern twist.

Why the Oval is Loved Today

Fast forward to 2025, and the oval cut is a top choice for modern couples. Here’s why:

Elegant & Elongating: Its stretched shape flatters the hand and draws the eye.

Bigger Look for Less: Ovals appear larger than round diamonds of the same carat.

Endlessly Versatile: From minimalist solitaires to hidden halos and vintage settings, the oval plays beautifully with many styles.

Uniquely You: Slight variations in length-to-width ratio allow for personalised proportions—making each ring subtly unique.

Iconic Oval Engagement Rings

Some of the world’s most admired engagement rings have featured oval diamonds:

Princess Diana / Kate Middleton’s sapphire is an iconic oval (though it’s a blue sapphire, not a diamond!).

Blake Lively wears a stunning blush-toned oval diamond set in rose gold.

Hailey Bieber’s oval solitaire sparked a major trend in minimalist settings.

These rings helped place the oval cut firmly in the spotlight, loved for its understated drama and effortless sophistication.

Why the Oval Cut Diamond is leading in 2025

1. It Looks Bigger Than It Is

The oval cut has a stretched shape, which gives the illusion of a larger stone compared to a round brilliant of the same carat weight. In 2025, our clients  can get more visual impact without going up in carat size or price.

2. It's Universally Flattering

The elongated shape of an oval diamond makes fingers appear longer and slimmer—a flattering look for all hand shapes. Whether it's set in a sleek solitaire or surrounded by a hidden halo, the oval delivers a refined, feminine aesthetic that many brides are drawn to.

3. It’s Versatile and Modern

Ovals suit every style—from ultra-modern to vintage-inspired. Clients love pairing them with:

Minimalist bands

East-west settings (a rising 2025 trend)

Hidden halos or custom baskets

Chunky gold bands for a contemporary twist

At Morgan & Co Jewellery, Sunshine Coast leading bespoke engagement ring jeweller, we've seen oval stones in both lab-grown and natural diamonds flying out the door especially when paired with yellow gold.

4. Celebrities Love It So Do Millennials & Gen Z

From Hailey Bieber’s iconic oval diamond to Kourtney Kardashian’s minimalist setting, the oval cut has become the modern symbol of romance and understated luxury. It hits the sweet spot between timeless tradition and editorial edge and younger buyers are taking note.

Runner up Diamond Cuts for 2025

While the oval cut is leading the charge, here are a few other cuts growing in popularity that Morgan & Co Jewellery have noticed:

Emerald Cut: For lovers of clean lines and vintage glamour

Radiant Cut: Combines the brilliance of round with the shape of emerald

Pear Cut: Unique, elegant, and rising fast for non-traditional brides

Cushion Cut: A romantic favourite with soft, pillow-like edges

Choose What Speaks to You

Trends aside, the best diamond cut is the one that reflects your story and your partner’s personal style. The oval cut may be 2025’s favourite, but we always encourage our clients to choose based on meaning, not just marketing.

At Morgan & Co Jewellery, we specialise in helping you explore all your options from trending to timeless and designing a ring that feels like you.

A Modern Classic at Morgan & Co

At Morgan & Co, we love creating oval engagement rings that blend heritage craftsmanship with contemporary design. Whether you're drawn to clean lines, hidden details, or a custom setting that reflects your story, the oval cut offers a timeless canvas for your forever ring.

Start your bespoke ring journey with a no-obligation consultation. At our Buderim studio, we offer personalised guidance in choosing your ideal oval cut diamond, sourcing both natural and lab-grown options. We'll then assist you in designing your unique ring, with a crafting timeframe of around six weeks. Get in touch to book your appointment.

We look forward to meeting you! 

With Love,
Morgan xo 

Sometimes, the most beautiful beginnings blossom in the most unexpected places. For Monique and James, their love story began amidst the creative energy of a pottery class. From shared moments over spinning wheels to a heartfelt proposal during a glazing session, their journey is as unique and handcrafted as the art they create.

 Today, we're delighted to share Monique's experience of finding 'the one' and the equally special journey of designing her engagement ring with our team at Morgan & Co, a process that proved even more meaningful than she could have imagined.

Q — How did you and your fiancé meet?

Monique — "I was teaching a pottery class and James came along as one of the students. We started chatting during the session and found we had a lot in common. The conversation just flowed, and we really enjoyed each other’s company."

Q — Tell us a little bit about your proposal.

Monique — "James booked into one of my pottery classes — bringing things full circle to where we first met. Just before the class started, we were glazing some pieces together when he proposed. It was such a thoughtful and meaningful moment, and it couldn’t have been more us."

Q — How did you feel when you saw your ring for the first time?

Monique — "I felt a bit emotional, to be honest. It was so beautiful, but more than that, it really meant something — it was a symbol of our relationship and everything we’ve shared. It felt really special to wear."

Q — Tell us about your ring and the journey of creating it.

Monique — "I wasn’t sure what I wanted at all — I’ve never been much of a jewellery person and had no idea where to start. But the team at Morgan & Co made the whole process really easy. They explained everything clearly and helped me figure out what suited me and what I actually liked. In the end, we went with a marquise diamond on a yellow gold band — something I might never have picked on my own, but I absolutely love it. It feels so personal and really suits me."

Q —  How did you and your partner find the experience with Morgan & Co?

Monique — "We had such a great experience with Morgan & Co. Morgan and Laura were friendly, professional, and genuinely helpful. They made what could have been an overwhelming process feel really easy and enjoyable. We felt listened to and supported the whole way through, and the end result was something truly special."

Monique and James's story beautifully illustrates how the journey of creating a custom engagement ring can be just as significant as the sparkling symbol itself. For someone who initially felt unsure about jewellery, Monique's experience with Morgan & Co highlights the importance of guidance, understanding, and a collaborative approach in crafting a piece that truly resonates. Their story, born from a shared passion and culminating in a perfectly personal ring, is a testament to the power of connection – both in love and in creation. We were honoured to be a part of their story and wish them a lifetime of happiness together.

With Love,
Morgan & Laura x

The excitement of getting engaged is often intertwined with the sparkle of a brand-new ring. It's a symbol of love, a promise of forever, and a piece many envision wearing every single day. But what happens when the dazzling design you once adored starts to feel…off? Perhaps the trendy halo now feels overwhelming, or the once-coveted metal tone no longer aligns with your evolving style. You're not alone, and this feeling doesn't diminish the significance of your commitment. It simply means your personal style journey has taken a new direction, and your engagement ring should reflect that authentic you.

The Pitfalls of Chasing Fleeting Trends in Diamond Engagement Rings

The world of engagement rings is constantly evolving, with new trends emerging season after season. From the enduring popularity of diamond engagement rings with oval cuts to the allure of hidden halos, the sleekness of skinny bands, the ethical considerations of lab-grown stones, and the romantic charm of vintage settings – it's easy to get caught up in what's currently "in."

In the initial excitement, fuelled by social media feeds and glossy magazines, choosing a ring that aligns with the prevailing trends can feel like the perfect decision. Maybe the design looked stunning in carefully curated photos, or perhaps it was the style everyone in your circle was embracing.

But as time passes and your personal style matures, that once-loved ring can start to feel less like a reflection of your true self and more like a relic of a bygone trend. This realisation can be disheartening, especially considering the profound emotional weight an engagement ring carries.

It's Absolutely Okay for Your Style to Evolve (And for Your Ring to Follow)

Your engagement ring, much like your home décor, your personal wardrobe, and your overall aesthetic preferences, should be an extension of who you are. Just as these aspects of your life evolve and shift over time, so too can your taste in jewellery.

Acknowledging that your current diamond engagement ring no longer resonates with you isn't a sign of ingratitude; it's a testament to your personal growth and self-awareness. This significant piece of jewellery sits on your finger every single day, a constant reminder of your love story. It should evoke joy and confidence, not a subtle sense of disconnect.

Reimagining Your Symbol of Love: What Can You Do?

The beauty of jewellery lies in its potential for transformation. If your engagement ring no longer feels like "you," there are several empowering options to consider:

Redesign Your Custom Engagement Ring: Many couples on the Sunshine Coast and beyond are choosing to revisit their original custom engagement ring design years down the line. This could involve resetting your existing diamond into a new setting that better reflects your current style, completely redesigning the band for a more contemporary feel, or even embarking on a custom ring design journey to create an entirely new piece that speaks to who you are today. A skilled custom jeweller can guide you through this exciting process.

Enhance Your Existing Ring: Sometimes, a complete overhaul isn't necessary. The simple act of adding carefully chosen stacking bands or a custom designed wedding band can dramatically alter the overall look and feel of your engagement ring, breathing new life into the original piece without changing its core sentiment.

Refine and Personalise Your Treasure: You don't have to part ways with the ring that marked such a special moment. A consultation with a knowledgeable custom jeweller on the Sunshine Coast can help you explore subtle yet impactful modifications. This could involve adding meaningful engravings, updating the proportions of the setting, or integrating personal details that feel more authentically "you."

Embrace Personal Style with a Trusted Sunshine Coast Custom Jeweller

At Morgan & Co, nestled here on the beautiful Sunshine Coast, we understand that an engagement ring is more than just a beautiful object; it's a deeply personal symbol of your unique love story. We work closely with couples who desire more than a fleeting trend piece. Whether you're embarking on the exciting journey of designing your very first custom engagement ring or seeking to reimagine a beloved piece that no longer feels quite right, we are here to guide you.

Our expertise in custom ring design allows us to bring your individual vision to life. We believe your engagement ring should feel considered, personal, and possess an enduring quality that transcends fleeting trends. From selecting the perfect diamond engagement ring to crafting a bespoke setting that reflects your unique style, our team is dedicated to helping you feel an unwavering sense of pride every time you look at your finger.

Because at the end of the day, your engagement ring, a symbol of your forever, should never feel like a passing trend. It should feel unequivocally, beautifully, and authentically like you. Let Morgan & Co, your trusted custom jeweller on the Sunshine Coast, help you achieve that perfect, timeless reflection. Contact us for your free engagement ring personalised consultation. We can't wait to meet you! 

With love,
Morgan xo

When you’re designing the perfect engagement ring, it’s easy to get swept up in the excitement of centre stones, settings, and sparkle. But there’s one key detail that often gets overlooked: the wedding band. It may seem like something to think about later, but in reality, planning the engagement ring with the wedding band in mind can save you time, money, and stress — and make the overall look even more stunning. Many a time we see engagement rings that have been created without a thought to how the wedding band is going to look against it when the time comes.

Why It Matters

Your engagement ring and wedding band will be worn side by side, every day, for the rest of your life. These two rings need to not only fit together but also look like they belong together. Here’s why it’s worth considering both from the start:

Perfect Match

Designing both rings at the same time ensures they sit flush against each other and complement one another stylistically. You’ll avoid awkward gaps or mismatched styles.

Cohesive Design Vision

Planning ahead means you can get creative with how the rings interact — maybe your engagement ring has a curved band or halo that fits a contoured wedding band just right. It’s a chance to tell one complete story through both rings.

Budgeting Smarter

Thinking about the wedding band early on means you can build it into your budget, rather than being caught off-guard later. Some couples even opt to purchase both rings together and take advantage of bundled pricing.

 Less Hassle Later

You won’t need to worry about finding a band months later that fits your engagement ring—because you already solved that puzzle from the start.

Why Do It With Morgan & Co Jewellery?

Morgan & Co Jewellery offers a bespoke experience that brings your vision to life, with the care and craftsmanship only a passionate team can deliver. Here’s what sets their process apart:

Collaborative Design Experience

Whether you're designing solo or as a couple, the team works with you to design rings that feel personal, meaningful, and perfectly paired.

Expert Guidance

Morgan & Co’s jewellers understand how to balance form, function, and beauty. They’ll help you make decisions about how the rings will wear over time, not just how they look on day one.

Ethically Sourced & Custom Made

Each piece is handcrafted using high-quality materials with a commitment to sustainability and ethical sourcing.

Seamless Fit Guaranteed

Because the same team designs and makes both rings, you can trust they’ll nest together flawlessly.

Time Investment

Creating custom rings with Morgan & Co does take more time than buying off-the-shelf. But if you're after heirloom-quality pieces, this level of care and attention is worth every second.

What to Do When Your Engagement Ring Doesn’t Fit a Wedding Band Properly

So you’ve got a stunning engagement ring, but now you’re discovering that a traditional wedding band won’t sit neatly beside it. Maybe the setting sticks out, or the band curves in a way that leaves an awkward gap. Don’t worry you’ve got options, and Morgan & Co Jewellery can help you navigate them beautifully.

Here’s how we can help you resolve and refine this situation:

1. Custom Shaped (Contoured) Wedding Bands

If your engagement ring has a unique silhouette or a protruding setting, the best solution is often a custom contoured wedding band. This is a band that’s specially shaped to curve around the exact outline of your engagement ring.

Pros of this solution? Perfect fit, elegant and intentional look and still allows stacking with future anniversary bands if designed carefully.

Notched Bands

Another subtle solution is the notched band — a straight band with a small, precise cut-out where the engagement ring setting sits. This preserves the overall straight-line aesthetic of a classic wedding band, but still allows the rings to nestle closely.

Pros of this solution? Works well with solitaire or low-profile settings and maintains traditional look with a smart twist.

Redesigning or Adjusting your Engagement Ring

In some cases, it may be worth modifying the engagement ring itself — especially if you want a flush fit or stacking set but the current design doesn’t allow it. This could include:

Lifting the setting slightly to allow a straight band to tuck underneath, changing the basket style (the metalwork under the stone) to create more clearance or reshaping the shank (the band) to allow a snug pairing.

If your ring is sentimental, don’t worry, we treat it with the utmost care and only make suggestions that enhance and protect its original beauty and sentiment. 

Wear Your Wedding Band on the Other Hand (Intentionally)

While less traditional, some clients choose to wear their engagement ring on one hand and their wedding band on the other, especially when the designs are bold or don’t pair comfortably. With the right styling, this can actually feel fresh and fashion-forward.

Morgan & Co can help you create a standalone statement wedding band that holds its own or ties into the engagement ring’s aesthetic even when worn separately.

Embrace the Gap — But Do It With Style

Sometimes, a tiny gap can actually look intentional, especially when paired with a unique or detailed band. We can guide you on styles like beaded, twisted, or gemstone-set bands that make the space a feature rather than a flaw.

If your engagement ring wasn’t designed with a wedding band in mind, you’re not alone—and it’s totally fixable. At Morgan & Co Jewellery, we’ve helped countless clients reimagine their ring sets in a way that feels thoughtful, personal, and beautifully balanced.

Whether you need a custom contoured band, a smart design tweak, or a fresh approach entirely, we’re here to create something that fits perfectly both in design and in meaning.

Final Thoughts

Designing your engagement ring with the wedding band in mind is one of the smartest ways to ensure a cohesive, timeless set that you’ll love for decades. With Morgan & Co Jewellery, you get the expertise and artistry to bring that vision to life —making the journey just as meaningful as the destination.

Thinking of designing a custom set? Start the conversation with Morgan & Co early, and set the foundation for a beautiful forever.

You may have noticed a shift in the jewellery world lately. The price of gold has surged, climbing over 40% in the past year alone. This isn't just a fleeting fluctuation; it's a significant market trend that impacts everyone, from retailers to those dreaming of their perfect engagement ring. At Morgan & Co., we believe in empowering our clients with knowledge, so let's delve into the key factors driving this gold price hike and how we can help you navigate it.

Why the Golden Surge?

1. Economic Uncertainty:

   • Gold has always been a safe haven during financial storms. Current inflationary pressures, geopolitical tensions, and fluctuating currencies have led to a surge in gold investment.
   • Additionally, US policy changes and tariffs have weakened the dollar, indirectly pushing gold prices higher.
     
     

2. Supply Chain Disruptions:

   • Mining operations face ongoing challenges, including labor shortages and logistical hurdles, reducing the gold supply and driving up prices.
     
     

3. Central Bank Demand:

   • Central banks, notably in China and Russia, are strategically increasing their gold reserves, limiting global availability and adding to the price pressure.
     
     

4. Weakening US Dollar:

   • Since gold is priced in USD, a weaker dollar translates to higher gold prices in international markets.

Navigating the Golden Landscape with Morgan & Co

We understand that these market shifts can be daunting, especially when planning a significant purchase like an engagement ring. At Morgan & Co., we're committed to transparency and providing exceptional value. Here's how we help you achieve your dream ring without compromising on quality:

• Best Price, From the Start: We believe in honest pricing, offering the best possible value from the very beginning. No hidden fees or inflated costs.
• Budget-Conscious Design: We work closely with you to understand your budget and design preferences. If a three-stone ring pushes you past your comfort zone, we might suggest a stunning solitaire that maximises brilliance within your price range.
• Expert Stone Sourcing: Our extensive network allows us to source diamonds and coloured stones that meet your specific requirements and budget. We'll guide you on how to best allocate your resources, ensuring you get the most sparkle for your investment.
• Personalised, Guided Journey: We offer a truly bespoke experience, taking you on a personalised journey tailored to your needs. This means attentive listening, expert advice, and a ring that perfectly reflects your unique love story.

How We Help You Make Smart Choices:

• Understanding the Market: We keep you informed about current gold prices and market trends, so you can make informed decisions.
• Alternative Options: We explore various options, such as using different gold carats or alternative gemstones, to help you stay within your budget.
• Prioritising Quality: We never compromise on quality. Even when working within a budget, we ensure your ring is crafted with exceptional craftsmanship and attention to detail.

Why the Setting Matters Just as Much as the Stone

While the diamond undeniably takes centre stage, the engagement ring setting is equally crucial for both the stone's brilliance and the ring's longevity. Think of it as the foundation upon which your precious gem rests. The dimensions and design of the gold, the precision of the craftsmanship, and the specific alloys used to create the gold are all vital considerations. A well-crafted setting not only enhances the diamond's sparkle by allowing optimal light reflection but also ensures the ring's durability for years to come. The right setting provides security, comfort, and aesthetic balance, transforming a beautiful stone into a truly breathtaking piece of jewellery.

Your Dream Ring, Within Reach

Despite the rising gold prices, your dream engagement ring is still achievable. At Morgan & Co., we're dedicated to helping you create a ring that's not only beautiful but also within your budget. Our personalised service, expert guidance, and commitment to transparency ensure you'll have a memorable and stress-free experience.

Let us help you navigate the golden landscape and create a symbol of your love that shines as brightly as your future together. Book your free consultation to discuss your engagement ring. 

An engagement ring is a symbol of love, and naturally, you want it to make a statement. But how do you achieve maximum impact without breaking the bank? At Morgan & Co, your trusted Sunshine Coast jeweller, we understand that bigger isn't always about carat weight. With the right cut, shape, and setting, you can choose a diamond that appears significantly larger than its actual size, ensuring you get the most brilliance for your budget.

1. Prioritise Cut Over Carat: The Key to Brilliance

The cut of a diamond is paramount in determining its visual impact. A well-cut stone reflects light beautifully, creating the illusion of a larger, more radiant diamond.   

• For round diamonds, look for "Excellent" or "Ideal" cut grades.
• For fancy shapes like oval and pear, opt for shallow yet well-proportioned cuts.
• Maximise the table size, as a larger table gives the impression of a bigger diamond.

At Morgan & Co, we understand the nuances of diamond cutting. Our personalised diamond buying process allows us to hand-select stones that maximise brilliance, ensuring you get the most sparkle for your investment, right here on the Sunshine Coast.

2. Choose the Right Shape: Surface Area Matters

Certain diamond shapes have a larger surface area per carat, making them appear bigger than round diamonds of the same weight.   

• Oval: Its elongated shape creates a larger presence on the finger.   
• Pear: The tapered point adds length and visual impact.
• Marquise: Maximises spread with its long, narrow silhouette.
• Emerald & Radiant: Their large tables enhance perceived size.

As your custom jeweller, we can guide you through the various shapes, helping you choose one that best suits your partner's style and maximises the diamond's visual impact.

3. Opt for a Thin Band and Minimal Prongs: Let the Diamond Shine

A delicate band and setting can make your diamond appear more prominent.

• Choose thin, tapered bands to create contrast and highlight the stone.
• Opt for claw prongs rather than bulky settings that obscure the diamond.
• Consider bezel settings that frame and enhance the stone's outline.

At Morgan & Co., we specialise in creating settings that complement your chosen diamond, ensuring it takes centre stage.

4. Go for a Halo Setting: Amplify the Sparkle

Adding a halo of smaller diamonds around the centre stone can significantly increase its perceived size and brilliance. A hidden halo adds dimension, making the ring appear more substantial.  

As your custom jeweller, Sunshine Coast, we can design a halo setting that perfectly complements your chosen diamond, adding extra sparkle and presence.

5. Opt for a Bright White Metal: Enhance the Diamond's Brilliance

Platinum or white gold settings create a seamless look between the diamond and its setting, making the stone appear larger. If you prefer yellow or rose gold, consider a white gold basket under the diamond to enhance brightness.

Our expertise allows us to recommend the perfect metal to enhance your diamond's beauty, ensuring it shines its brightest.

6. Keep the Diamond Clean: Maintain the Sparkle

A diamond covered in oils or dirt will appear smaller and duller. Regular cleaning, whether at home or professionally, ensures maximum sparkle and perceived size.   

At Morgan & Co., we provide guidance on diamond care, helping you keep your ring looking its best.

Bigger Look, Same Budget: The Morgan & Co. Promise

By choosing the right cut, shape, and setting, you can achieve a diamond that looks larger than its carat weight without the additional cost. At Morgan & Co., we specialise in designing rings that maximise beauty and presence, ensuring your diamond has the impact you're looking for.

Our personalised diamond buying process sets us apart. We don't just pick any diamond; we carefully select each stone, ensuring it meets our high standards of quality and brilliance. This allows us to find the perfect diamond for your budget, right here on the Sunshine Coast.

Ready to create a ring that makes a statement? Book a consultation with us at Morgan & Co and explore your options with our expert designers. Let us help you find the perfect diamond that shines, no matter the budget.

The question of how much to spend on an engagement ring is one that weighs heavily on the minds of many soon-to-be-engaged couples. It's a significant purchase, a symbol of love and commitment, and naturally, you want to get it right. At Morgan & Co, your custom jeweller Sunshine Coast, we understand the importance of this decision and are here to guide you through it.

There's no magic number or rigid rule. The truth is, the amount you spend should be what feels comfortable for you. Forget the old "three months' salary" guideline; it's outdated and unrealistic for many. What's important is creating a ring that reflects your love and fits within your financial means.

Factors That Influence the Cost of Engagement Rings Sunshine Coast:

• The Center Diamond: This is typically the most significant expense. The size (carat weight), clarity, colour, and cut of the diamond all play a role in its price.
• The Setting: The type of metal (gold, platinum), the design of the setting, and any additional gemstones will affect the overall cost.
• The Band: A diamond-encrusted band will be more expensive than a plain band.
• Customisation: Custom made engagement rings allow you to create a unique piece, but they may also involve additional design and labor costs.

Morgan & Co: Creating Dream Rings Within Your Budget

At Morgan & Co., we believe that every love story is unique, and so should every engagement ring. We work closely with you to understand your vision and create a ring that exceeds your expectations, without exceeding your budget. Our engagement rings start at approximately $5,500 for a basic solitaire with a 1ct lab grown diamond and increase in price from there, depending on diamond size and quality and metal chosen. 

While you might find engagement rings starting from around $3,000 at retail chain stores in places like the Plaza, it's crucial to understand that in jewellery, it's not a simple comparison. Cheaper prices often reflect compromises in quality. These mass-produced rings are frequently made overseas in bulk setting manufacturing, lacking the custom craftsmanship tailored to your chosen stone. The settings tend to be thinner, and the alloys used can be of lower quality. Investing in a cheap, mass-produced engagement ring can often lead to problems with the band and setting, requiring ongoing repairs and the frustration of being without your ring for weeks while it's sent overseas for servicing. At Morgan & Co, as an Australian made and family-owned business, we prioritise exceptional quality and unparalleled service. Our rings are meticulously crafted, and our attention to detail is second to none. For us, a great client experience and an incredible quality piece are paramount. Should any issues arise, we make it our priority to address and rectify the situation promptly and efficiently.

Here's how we make it happen:

• Personalised Consultation: We'll sit down with you to discuss your preferences, style, and budget.
• Diamond Guidance: We'll educate you on the 4Cs of diamonds (carat, clarity, colour, and cut), helping you understand how each factor impacts the price. We’ll show you options that will work within your price point.
• Setting and Design Options: We offer a wide range of settings and designs, and we can also create custom made engagement rings to your specifications.
• Transparency and Honesty: We'll provide you with clear and transparent pricing, so you know exactly what you're paying for.
• Australian Made Quality: We are proud to offer Australian made jewellery, ensuring exceptional craftsmanship and ethical sourcing.
• Lifetime Warranty: We stand behind the quality of our work, offering a lifetime warranty on band and setting.

Making the Most of Your Budget:

• Prioritise the Diamond: If the diamond is the most important aspect to you, consider choosing a slightly smaller diamond with higher clarity or colour.
• Consider Alternative Gemstones: If you're open to it, explore beautiful and more affordable gemstones like sapphires, emeralds, or moissanite.
• Choose a Simpler Setting: A solitaire setting is classic and elegant, and it's often more affordable than intricate designs.
• Explore Different Metals: 14ct gold is a more budget-friendly option than 18ct gold or platinum.
• Consider a Plain Band: A plain band is timeless and can save you money compared to a diamond-encrusted band.

Beyond the Engagement Ring: The Wedding Ring

Remember that the engagement ring is just the beginning. You'll also need to consider the cost of a wedding ring. At Morgan & Co, we can help you create a matching set that complements your engagement ring and fits within your overall budget.

Your Trusted Custom Jeweller Sunshine Coast

At Morgan & Co, we're passionate about helping you create the ring of her dreams. We'll guide you through the process, answer your questions, and ensure you feel confident and excited about your purchase. We believe that everyone deserves a beautiful engagement ring, regardless of their budget.

Don't hesitate to contact us today to schedule a consultation and begin your journey to finding the perfect engagement ring. Let us show you how we can create a ring that will blow her away, without compromising on quality or exceeding your budget.

With Love,
Morgan xo

You’ve decided to propose, chosen the perfect ring, and now there’s just one detail left—figuring out her ring size without ruining the surprise. A well-fitting ring ensures a seamless, unforgettable proposal, but how do you get it right without her knowing?

At Morgan & Co, we understand that every detail matters. Here’s how to discreetly discover her ring size so the moment is as flawless as the design itself.

1. Borrow a Ring She Already Owns

One of the easiest ways to find her ring size is by secretly borrowing a ring she already wears. Look for one worn on her ring finger (left hand), but if that’s not possible, a ring from her right hand can still provide a close estimate.

Tips for success:

• Choose a ring she wears on her middle or ring finger—these will be the closest in size.

• Take it to a jeweller for sizing or use a ring sizer at home.

• Be discreet—make sure she won’t notice it’s missing!

2. Enlist a Friend or Family Member

If she has a close friend or sibling, they may already know her ring size. If not, they can find out without suspicion—perhaps by trying on rings together while shopping or bringing it up in conversation.

A well-placed compliment like, “Your rings always fit perfectly—what size do you wear?” can go a long way.

3. Get Creative with a Ring She Wears

If borrowing isn’t an option, you can still measure a ring she owns in a discreet way:

• Trace the ring – Place it on a piece of paper and trace the inside and outside edges. A jeweller can use this to estimate the size.

• Press it into a bar of soap – This can create an imprint of the ring’s size.

• Slide it onto your own finger – Mark where it fits and have a jeweller measure that spot.

4. Measure While She Sleeps

If your partner's a sound sleeper, you could carefully loop some string or dental floss around her finger, marking the spot. You can then measure it against a ring size chart or reach out to our team at Morgan & Co. We also offer complimentary zip-lock ring sizers you can pick up from our store – they're super handy! Just a heads-up, this method requires a delicate touch and a bit of patience!

5. Use a Sneaky Online Game

If she enjoys online quizzes or fashion trends, you can casually introduce a fun “ring size finder” quiz as part of a lighthearted conversation. She may reveal her size without thinking twice.

6. When in Doubt, Go Slightly Larger

If you can’t get an exact size, it’s always safer to size up rather than down. A ring that’s too tight may not fit at all, while a slightly larger one can be resized after the proposal.

Final Thoughts

Finding the perfect ring size without asking is all about creativity, patience, and attention to detail. Whether you borrow a ring, get help from a friend, or use a clever trick, the effort will be worth it when you see the look on her face.

Ready to take the next step? At Morgan & Co, we design engagement rings that fit seamlessly into your love story. Let us help you create the perfect piece—crafted with precision, designed for forever.

An engagement ring isn’t just a piece of jewellery—it’s a symbol of love, commitment, and a significant financial investment. While no one wants to think about the worst-case scenario, accidents happen. Whether it’s lost, stolen, or damaged, the thought of something happening to your ring can be unsettling. That’s where engagement ring insurance comes in. But is it worth it?

At Morgan & Co, we understand the importance of protecting what matters most. Here’s what you need to know about engagement ring insurance and whether it’s the right choice for you.

1. What Is Engagement Ring Insurance?

Engagement ring insurance is a policy designed to cover the cost of repair or replacement if your ring is lost, stolen, or damaged. It works similarly to other forms of insurance—you pay a premium, and in the event of a claim, you receive compensation based on your policy’s terms.

There are typically two ways to insure an engagement ring:

• As part of your home and contents insurance – Many homeowners’ or renters’ insurance policies allow you to add specific valuables, like an engagement ring. If you opt for this type of coverage, you need to be careful of the fine print. 

• Through a specialised jewellery insurer – Some companies, like Q Report, offer policies specifically for high-value jewellery, often with more comprehensive coverage.

2. What Does It Cover?

Policies vary, but engagement ring insurance can cover:

Loss – If your ring goes missing, whether misplaced or stolen.

Theft – Coverage if your ring is stolen, whether from your home or while traveling.

Damage – If your ring is accidentally damaged, such as a chipped diamond or bent band.

Mysterious Disappearance – Some policies even cover instances where you’re unsure how the ring was lost.

What it may not cover:

Normal wear and tear

Loss due to negligence (e.g., leaving it in an unsafe place)

Certain types of damage, depending on your policy

3. How Much Does It Cost?

The cost of engagement ring insurance depends on factors like:

• The value of your ring

• Where you live

• The level of coverage you choose

• Whether your ring has security features (such as laser engraving or a secure setting)

On average, the annual premium is 1–2% of the ring’s value. For example, if your ring is valued at $10,000, insurance could cost between $100–$200 per year.

4. Do You Really Need It?

Here’s how to determine if engagement ring insurance is worth it for you:

You’d struggle to replace the ring out-of-pocket – If losing your ring would create financial strain, insurance provides peace of mind. You lead an active lifestyle – If you travel often, swim, or work with your hands, there’s a greater risk of loss or damage.

Your ring has sentimental or high financial value – If your ring is a rare design, contains high-quality diamonds, or is a family heirloom, insurance protects your investment.

However, if your ring is easily replaceable or not a significant financial burden, you might choose to forgo insurance and be extra cautious instead.

5. How to Insure Your Ring

If you decide to get insurance, follow these steps:

Get an appraisal – Have your ring professionally appraised to determine its current value. At Morgan & Co, we recommend updating your appraisal every few years to reflect changes in diamond and metal prices.

Choose an insurance provider – Compare coverage options between your home insurance provider and specialised jewellery insurers, like Q Report. 

Understand your policy – Read the fine print to know what’s covered, how claims work, and if there are any exclusions.

Keep documentation – Store your appraisal, purchase receipt, and photos of your ring in a safe place.

Morgan & Co's Recommendation 

Protecting your precious jewellery is essential, and that's why we recommend Q Report for your engagement ring and fine jewellery insurance. As Australia's first standalone jewellery insurer designed by jewellers, Q Report understands the unique needs and value of your pieces. They make the process of replacing or repairing your jewellery seamless and stress-free, should the need arise. With Q Report, you can rest assured knowing your treasured possessions are in expert hands.

Home & Contents Insurance & Why We Don't recommend them to insurer your ring

Be cautious with standard home and contents insurance policies! Many contain clauses allowing them to use "one of their reputable jewellers" for replacements. This means that if your unique, handcrafted Morgan & Co. ring is lost or stolen, it could be replaced by a mass-produced piece from a chain store, likely of inferior quality and potentially even crafted overseas. This is a significant risk, especially when you've invested in a bespoke piece designed to last a lifetime.

Final Thoughts

Engagement ring insurance is a personal decision, but for many, the small annual cost is worth the peace of mind. Whether you insure your ring or not, caring for it properly—through regular cleaning, secure storage, and professional check-ups—ensures it remains as brilliant as the day you said “yes.”

At Morgan & Co, we create designs meant to last a lifetime. If you’re looking for a ring that’s as enduring as your love, we’re here to guide you through every step of the journey.