Engagement Ring Insurance: Is It Worth It?
An engagement ring isn’t just a piece of jewellery—it’s a symbol of love, commitment, and a significant financial investment. While no one wants to think about the worst-case scenario, accidents happen. Whether it’s lost, stolen, or damaged, the thought of something happening to your ring can be unsettling. That’s where engagement ring insurance comes in. But is it worth it?
At Morgan & Co, we understand the importance of protecting what matters most. Here’s what you need to know about engagement ring insurance and whether it’s the right choice for you.
1. What Is Engagement Ring Insurance?
Engagement ring insurance is a policy designed to cover the cost of repair or replacement if your ring is lost, stolen, or damaged. It works similarly to other forms of insurance—you pay a premium, and in the event of a claim, you receive compensation based on your policy’s terms.
There are typically two ways to insure an engagement ring:
• As part of your home and contents insurance – Many homeowners’ or renters’ insurance policies allow you to add specific valuables, like an engagement ring. If you opt for this type of coverage, you need to be careful of the fine print.
• Through a specialised jewellery insurer – Some companies, like Q Report, offer policies specifically for high-value jewellery, often with more comprehensive coverage.
2. What Does It Cover?
Policies vary, but engagement ring insurance can cover:
Loss – If your ring goes missing, whether misplaced or stolen.
Theft – Coverage if your ring is stolen, whether from your home or while traveling.
Damage – If your ring is accidentally damaged, such as a chipped diamond or bent band.
Mysterious Disappearance – Some policies even cover instances where you’re unsure how the ring was lost.
What it may not cover:
Normal wear and tear
Loss due to negligence (e.g., leaving it in an unsafe place)
Certain types of damage, depending on your policy
3. How Much Does It Cost?
The cost of engagement ring insurance depends on factors like:
• The value of your ring
• Where you live
• The level of coverage you choose
• Whether your ring has security features (such as laser engraving or a secure setting)
On average, the annual premium is 1–2% of the ring’s value. For example, if your ring is valued at $10,000, insurance could cost between $100–$200 per year.
4. Do You Really Need It?
Here’s how to determine if engagement ring insurance is worth it for you:
You’d struggle to replace the ring out-of-pocket – If losing your ring would create financial strain, insurance provides peace of mind. You lead an active lifestyle – If you travel often, swim, or work with your hands, there’s a greater risk of loss or damage.
Your ring has sentimental or high financial value – If your ring is a rare design, contains high-quality diamonds, or is a family heirloom, insurance protects your investment.
However, if your ring is easily replaceable or not a significant financial burden, you might choose to forgo insurance and be extra cautious instead.
5. How to Insure Your Ring
If you decide to get insurance, follow these steps:
Get an appraisal – Have your ring professionally appraised to determine its current value. At Morgan & Co, we recommend updating your appraisal every few years to reflect changes in diamond and metal prices.
Choose an insurance provider – Compare coverage options between your home insurance provider and specialised jewellery insurers, like Q Report.
Understand your policy – Read the fine print to know what’s covered, how claims work, and if there are any exclusions.
Keep documentation – Store your appraisal, purchase receipt, and photos of your ring in a safe place.
Morgan & Co's Recommendation
Protecting your precious jewellery is essential, and that's why we recommend Q Report for your engagement ring and fine jewellery insurance. As Australia's first standalone jewellery insurer designed by jewellers, Q Report understands the unique needs and value of your pieces. They make the process of replacing or repairing your jewellery seamless and stress-free, should the need arise. With Q Report, you can rest assured knowing your treasured possessions are in expert hands.
Home & Contents Insurance & Why We Don't recommend them to insurer your ring
Be cautious with standard home and contents insurance policies! Many contain clauses allowing them to use "one of their reputable jewellers" for replacements. This means that if your unique, handcrafted Morgan & Co. ring is lost or stolen, it could be replaced by a mass-produced piece from a chain store, likely of inferior quality and potentially even crafted overseas. This is a significant risk, especially when you've invested in a bespoke piece designed to last a lifetime.
Final Thoughts
Engagement ring insurance is a personal decision, but for many, the small annual cost is worth the peace of mind. Whether you insure your ring or not, caring for it properly—through regular cleaning, secure storage, and professional check-ups—ensures it remains as brilliant as the day you said “yes.”
At Morgan & Co, we create designs meant to last a lifetime. If you’re looking for a ring that’s as enduring as your love, we’re here to guide you through every step of the journey.
The Meaning Behind Engagement Traditions: Honouring the Past, Embracing Your Story
An engagement is one of life’s most meaningful milestones, marked by time-honoured traditions that have been passed down for generations. From getting down on one knee to exchanging rings, these rituals have deep historical roots — yet they continue to evolve with modern love stories.
At Morgan & Co, we believe an engagement should feel as personal as the ring itself. While we’ve seen certain trends rise in popularity, we always remind our clients that the most important thing is choosing what resonates with you. Styles come and go, but the meaning behind your engagement ring and the love it represents will endure forever.
1. Getting Down on One Knee
The tradition of kneeling during a proposal dates back to medieval times when knights would kneel before their lords as a gesture of loyalty and respect. In the context of love, this act symbolises devotion, humility, and a heartfelt promise to a future together.
Modern take: While many still follow this tradition, some couples opt for a standing proposal or something more unique to their relationship — because true commitment isn’t defined by a single pose.
2. The Engagement Ring
The engagement ring, as we know it today, has been a symbol of love for centuries. The first recorded use of a diamond engagement ring dates back to 1477 when Archduke Maximilian of Austria proposed to Mary of Burgundy with a ring set with small diamonds in the shape of an “M.” Since then, engagement rings have become a universal sign of commitment.
Why a ring? The circular shape represents eternity — no beginning, no end. A diamond, known for its strength and brilliance, signifies the enduring nature of love.
Trends at Morgan & Co: We’ve seen a growing demand for personalised engagement rings, with many couples opting for unique settings, mixed metals, or heirloom stones incorporated into their designs. Whether it’s a classic round diamond or a striking alternative like a sapphire or emerald, your ring should be a reflection of your love story. View our custom engagement ring collection.
3. Wearing the Ring on the Left Hand
The tradition of wearing an engagement ring on the fourth finger of the left hand comes from the ancient Romans, who believed that a vein—vena amoris or “vein of love” — ran directly from this finger to the heart.
Modern take: While this remains the standard in many cultures, some countries (including parts of Europe) wear the engagement ring on the right hand. We always tell our clients—there’s no right or wrong way. Choose what feels right for you.
4. The Wedding Band
The tradition of exchanging wedding bands dates back over 3,000 years to ancient Egypt. The band, typically simpler than an engagement ring, represents unity and the never-ending bond of marriage.
Trends at Morgan & Co: We’ve seen a rise in interest in stackable wedding bands, allowing for a personalised and evolving design. Many clients also opt for custom bands that seamlessly complement their engagement rings, ensuring a cohesive and elegant look. Our custom jewellers specialise in crafting wedding bands that enhance the beauty of your engagement ring while maintaining structural integrity and style. view our wedding band collection.
5. The Proposal Itself
For centuries, proposals were often arranged between families rather than being a romantic event. Over time, the act of proposing became more personal, evolving into a heartfelt moment of love and commitment.
Modern take: Today, there are no rules — some proposals are grand gestures, others are intimate and private. Whether you propose with fireworks or a quiet moment at home, the most meaningful proposals are the ones that reflect your relationship.
6. The Evolution of Custom Engagement Rings
One of the most significant modern shifts is the rise of custom engagement rings. More couples than ever are moving away from mass-produced designs and choosing custom ring designs that reflect their love stories.
At Morgan & Co, we take great pride in offering bespoke Sunshine Coast engagement rings designed to suit your personal style. Our expert jewellers work closely with you to create something truly unique, whether it’s a diamond engagement ring with a hidden halo or a vintage-inspired setting that carries timeless charm. Our custom jeweller team ensures that every ring is handcrafted with ethically sourced materials, reflecting both beauty and sustainability.
7. Trends vs. Timelessness: What Matters Most
At Morgan & Co, we love keeping up with engagement rings Sunshine Coast trends and helping our clients design their dream rings. We’ve seen trends like oval and marquise-cut diamonds surge in popularity, yellow gold make a major comeback, and hidden details like engraved messages and secret diamonds add a personal touch.
But at the end of the day, the most important thing isn’t the trend—it’s what you love. Trends come and go, but the meaning behind your custom engagement ring and the thought you put into it will be cherished forever.
Whether you’re drawn to a classic solitaire, a vintage-inspired setting, or something completely bespoke, your engagement ring should tell your unique story. That’s why we specialise in custom ring design, working closely with you to bring your vision to life.
Final Thoughts
Traditions offer a beautiful way to honour the past while celebrating the future. Whether you follow them to the letter or create your own, your engagement should be as meaningful and unique as the love you share.
At Morgan & Co, we create diamond engagement rings that capture your story —crafted with precision, designed for a lifetime. Explore our bespoke designs and begin your forever with a ring as timeless as your love. Book your free consultation with our Buderim engagement ring team — we can't wait to meet you!
With Love,
Morgan xo
Meaningful Ways to Deepen Your Love Before You Propose
Proposing is one of the most defining moments in your relationship — a milestone that signifies deep commitment and a shared future. But before you ask the big question, there’s an opportunity to show your partner just how much they mean to you, to deepen your bond, and to create an atmosphere of love that makes your proposal even more meaningful. Romance isn’t just about extravagant gestures; it’s about presence, effort, and intentionality in the way you love. Here’s how you can step up your romance before you propose.
1. The Power of Words: Elevate Your Communication
Love is not just about saying the right words—it’s about saying them with intention. The way you communicate with your partner daily shapes how they feel about your relationship.
-
Try saying “I love you” instead of “love you.” A full expression holds more weight. “Love you” can feel habitual, but “I love you” is personal, direct, and full of intent.
-
Try saying “Hello, beautiful” instead of “Do you need something?” A warm, affectionate greeting makes your partner feel valued, rather than feeling like you’re only available when they need something.
-
Try saying “I miss you” instead of “Miss you.” A complete sentence adds depth, reinforcing that their absence is truly felt.
-
Try saying “You should come with me” instead of “Come if you want.” Inviting your partner into your life with enthusiasm makes them feel wanted, not like an afterthought.
-
Try saying “I’ve made plans for us this evening” instead of “It doesn’t matter to me, it’s whatever you want to do.” Taking the lead in planning shows thoughtfulness. A well-planned date night tells your partner that their happiness is important to you.
2. Small Gestures, Big Impact
Romance isn’t just in grand gestures—it’s found in the everyday moments that show care and appreciation. These are the little things that make love feel effortless and natural.
-
Leave thoughtful notes. A simple “Thinking of you” or “Can’t wait to see you tonight” left on their mirror, car, or in their bag can brighten their day.
-
Send an unexpected text. Instead of only texting for logistical reasons, send a message in the middle of the day just to say, “I’m grateful for you” or “I love the way you make my life better.”
-
Surprise them with something meaningful. It doesn’t have to be extravagant—bring home their favourite coffee, pick up a book they mentioned, or cook dinner without being asked.
-
Listen—and remember. Romance is found in the details. If they mention a place they’ve always wanted to visit, a movie they love, or a childhood memory that brings them joy, weave those details into your shared moments.
3. Be Present in Every Moment
Romance isn’t about just being physically present—it’s about truly being there, fully engaged.
-
Make eye contact during conversations. When your partner is speaking, put your phone down, turn towards them, and listen. True connection happens when you show that what they say matters.
-
Hold space for their emotions. Sometimes, romance is just about being there—offering support without trying to fix anything. If they’ve had a tough day, let them talk, hold their hand, and assure them they’re not alone.
-
Create intentional time together. Set aside dedicated time without distractions. It could be a weekend away, a picnic in the park, or simply a night with no phones—just the two of you.
4. Thoughtful Preparation for the Proposal
Before you propose, put extra thought into creating moments that reflect the love you share.
-
Reflect on your journey together. Revisit the places that hold meaning in your relationship—the restaurant from your first date, the spot where you first said “I love you,” or the park where you shared a memorable moment.
-
Have meaningful conversations about the future. Make sure your partner knows that you see a future with them. Talk about dreams, goals, and the life you want to build together.
-
Choose the perfect engagement ring. A proposal is incomplete without the perfect ring. Whether you're looking for diamond engagement rings, custom engagement rings, or custom ring design, choosing a piece that reflects your partner’s style is essential. At Morgan & Co, we specialise in Sunshine Coast engagement rings, helping you create something truly unique.
-
Make sure they feel adored leading up to the proposal. Your partner should feel an overwhelming sense of love and certainty before the proposal even happens. By stepping up romance now, you’re laying the foundation for a lifetime of love.
5. Choosing the Perfect Engagement Ring
Selecting the right ring is a crucial part of the proposal process. Many couples are now opting for custom engagement rings to create something one-of-a-kind. At Morgan & Co, we offer expert guidance on custom ring design, ensuring your engagement ring is a true reflection of your partner’s style.
Whether you’re searching for diamond engagement rings or a custom jeweller to bring your vision to life, we can help. Our bespoke process ensures that your ring is handcrafted in Australia using ethically sourced diamonds, making it as meaningful as your love story.
If you’re looking for engagement rings on the Sunshine Coast, our team at Morgan & Co will guide you every step of the way, ensuring your proposal is just as special as the love you share.
Romance That Lasts Beyond the Proposal
Stepping up romance before you propose isn’t just about making the moment special— it’s about setting the tone for your future. True love thrives on effort, attention, and the little things that make every day extraordinary. The way you speak, the way you show up, and the way you make your partner feel loved are what will truly make your relationship strong.
So, as you prepare to ask the biggest question of your life, don’t just think about the proposal itself—think about how you’re making them feel every day leading up to it. Because in the end, romance isn’t just about one grand moment. It’s about a lifetime of choosing each other, over and over again.
If you’re ready to take the next step, visit Morgan & Co to explore our collection of Sunshine Coast engagement rings and let us help you create a custom engagement ring that tells your unique love story. Book your free consultation with our expert Sunshine Coast engagement ring team.
How to Build the Perfect Bridal Stack
The Art of Bridal Stacking: A Meaningful and Stylish Trend
Bridal stacks are becoming a leading trend in today’s bridal jewellery, and for good reason. Beyond their striking visual appeal, ring stacks offer a creative way for clients to express their unique style while celebrating more than just their engagement. By adding bands that commemorate important milestones, from engagements and anniversaries to personal achievements, a thoughtfully curated bridal stack can tell the story of your journey together.
Each ring represents a chapter in your life, giving you the opportunity to create a meaningful collection that’s truly yours. Whether you're looking to reflect your evolving style or mark significant moments, bridal stacks are a beautiful, personal way to celebrate life's milestones.
What is a Bridal Stack?
A bridal stack is a collection of rings, often centred around the engagement ring, that adds layers of meaning and significance. Each ring in the stack symbolises a milestone or moment in your life, whether it's to mark an anniversary, celebrate the arrival of a new baby, or refresh your style. This evolving collection allows you to personalise your bridal jewellery, creating a timeless and meaningful representation of your journey together.
With custom designs becoming one of the fastest-growing trends in jewellery, today’s brides are seeking bridal looks as unique as their love stories. A stackable collection of rings offers a perfect way for clients to express personal milestones and evolve their style over time. Each ring in the stack tells a chapter of their journey, making it a meaningful and adaptable choice that can grow with them as they celebrate life’s special moments.
Tips for Creating the Perfect Stack
Choose a Style or Aesthetic
The first thing to consider when building your bridal stack is your overall vision. At Morgan & Co, your trusted Sunshine Coast Jeweller, we can guide you through this exciting journey, helping you craft a personalised collection that reflects your unique story. From selecting the perfect engagement ring to adding stackable bands that commemorate special milestones, we'll help you bring your dream bridal stack to life.
Are you inspired by a classic and timeless style, or do you prefer something modern and bold? Understanding your aesthetic preferences will help us craft a custom engagement ring and wedding band stack that truly reflects your personal taste.
Add Personal Touches
A custom engagement ring or custom wedding band is a beautiful way to incorporate personal touches into your stack. Consider thoughtful options like engraving, mixed metals, or subtle design details that reflect your story while complementing your engagement ring. Whether it’s an engraving of an important date, a mix of gold and platinum to symbolise unity, or intricate detailing that holds special meaning, every piece in your stack should contribute to a cohesive, meaningful design.
Focus on Balance
When it comes to stacking, balance is key to achieving a well-rounded design. By combining a wider statement band, like Morgan & Co’s signature cigar band, with a more delicate piece, you can create a harmonious and eye-catching look. The contrast between bold and subtle elements brings depth and interest to the stack. Thoughtful balance is what makes a bridal stack both visually stunning and effortlessly wearable.
Step By Step Stacking
The Engagement Ring
Your custom engagement ring is the heart of your bridal stack, serving as the centrepiece around which all other rings are thoughtfully built. Each additional ring in the stack enhances the elegance of your engagement ring, adding layers of personal meaning and style.
The Showstopper
Morgan & Co crafts stunning eternity bands, anniversary rings, and offers the option to create a uniquely custom wedding band. Whether you choose a classic design or something tailored to your personal story, each ring brings more shine and character, making your stack even more meaningful.
The Cigar Band
Morgan & Co is well-known for our stunning Cigar bands. This bold, heavy style serves as the anchor of the bridal stack, bringing strength and structure to the overall design. Its commanding presence ties the entire look together, offering a perfect balance to the more delicate pieces while adding a touch of sophistication and edge to your stack.
One Ring at a Time
Bridal stacks are more than just a trend; they are a celebration of love, milestones, and personal style. At Morgan & Co, your Sunshine Coast Jeweller, we are here to guide you through the process of stacking, helping you create something that is both beautiful and meaningful.
With our extensive selection of bridal stack essentials—from stunning engagement rings to custom wedding bands—we have everything you need to bring your vision to life. Book your consultation today at our Buderim studio and let us create a stack that tells your unique love story.
From Bali to Forever: A Dream Proposal and the Perfect Ring
There’s something truly special about hearing the love stories behind our clients’ engagement rings. Every proposal is unique, every couple’s journey is different, and every ring tells a story. Today, we’re sharing the romantic proposal of Isaac and his fiancée, who celebrated their love with a breathtaking moment in Bali, followed by a custom-designed engagement ring that perfectly reflects their journey together.
How did you and your fiancé meet?
"At the Casino"
Tell us a little bit about your proposal.
"We were on a trip in Bali. Isaac had organised us to stay in Nusa Dua. I thought we were just goin gout for dinner. He had actually planned a spectacular flower arrangement at the beach, there was music playing. It was honestly the most magical moment. We then had dinner on the beach in this cute little bungalow."
How did you feel when you saw your ring for the first time?
"I was shocked at how big the stone was haha! I couldn't stop staring at it. It was beautiful."
Tell us about your ring and the journey of creating it.
"We had spoken about our elopement to Vegas, so we were discussing engagement rings and I had input on the design, which I really liked as that guaranteed it would fit and suit my finger."\
How did you and your partner find your experience with Morgan & Co?
"Perfect. Every detail was perfect."
Thank You, It Was an Honour
From a dreamy Bali proposal to the excitement of seeing her ring for the first time, Isaac and his fiancée’s love story is a reminder that every engagement is deeply personal. At Morgan & Co, we take pride in crafting rings that capture these once-in-a-lifetime moments and are honoured to play a small part in Isaac & Alana's love story. We wish them a lifetime of love and happiness together.
If you’re ready to start your own journey, we’d love to help you design the perfect engagement ring—one that tells your story in a way that’s uniquely yours. Book a consultation with us today and let’s create something unforgettable.
How Much Should You Spend on an Engagement Ring? A Guide to Budgeting
The age-old question, "How much should I spend on an engagement ring?" continues to be a hot topic in 2025. With economic challenges, shifting priorities, and evolving traditions, the answer isn’t as straightforward as it once was. The outdated "three months' salary" rule is no longer the standard — today, couples are focusing on meaningful investments, balancing financial responsibility with the desire for a high-quality ring that will last a lifetime.
Finding the Right Budget for You
The reality is that every couple’s financial situation is different. With the rising cost of living and economic uncertainty, young couples are more conscious of their spending than ever before. However, an engagement ring isn’t just a fleeting purchase — it’s a lifelong symbol of love, commitment, and a future together. It’s also a piece of jewellery that can be passed down through generations, making quality a crucial consideration.
Instead of focusing on a fixed percentage of your salary, consider these factors when setting your budget:
-
Your financial situation – What can you comfortably afford without going into debt?
-
Long-term value – This ring will be worn every day, so investing in quality is key.
-
Your partner’s preferences – Would they prefer a traditional diamond, a unique gemstone, or a custom piece?
-
Your wedding plans – Many couples are choosing to reduce wedding costs, allowing them to invest more in their rings.
Smart Ways to Maximise Your Budget
If you’re looking for a stunning engagement ring without breaking the bank, there are several ways to maximise your budget without sacrificing beauty or quality.
Lab-Grown Diamonds – A Stunning and Affordable Option
Lab-grown diamonds have become a game-changer in the jewellery industry. These diamonds are chemically, physically, and optically identical to natural diamonds but come at a significantly lower price. Here’s why they’re worth considering:
-
More for Your Money – Lab-grown diamonds cost 30-50% less than their natural counterparts, allowing you to get a larger, higher-quality stone within your budget.
-
Sustainable and Ethical – For eco-conscious couples, lab-grown diamonds provide a conflict-free option without the environmental impact of mining.
-
Timeless Beauty – Unlike alternative stones like moissanite or cubic zirconia, lab-grown diamonds hold their value and brilliance over time.
Remodelling Pre-Loved and Heirloom Jewellery
A beautiful way to create a meaningful engagement ring is by remodelling old jewellery or incorporating heirloom diamonds. If you have a piece of jewellery passed down from a loved one, our team at Morgan & Co can breathe new life into it, crafting a design that feels personal and modern while preserving its sentimental value.
Benefits of remodelling jewellery —
-
Cost-Effective – Using existing diamonds or gold reduces the cost of sourcing new materials.
-
Deeply Meaningful – An heirloom ring carries history, love, and family traditions.
-
Fully Customisable – Our expert designers can transform old jewellery into a completely new, custom-designed piece that reflects your unique love story.
The Shift in Wedding Trends: Smaller Celebrations, Bigger Investments in Rings
With the rising cost of weddings, many couples are choosing to downsize their celebrations—or even elope. Intimate weddings, micro-weddings, and elopements allow couples to focus on what truly matters: their commitment to each other. Instead of spending tens of thousands on a one-day event, they are investing in lifelong symbols of love, such as high-quality engagement rings and wedding bands.
This shift means couples are prioritising:
-
Timeless quality over extravagant events
-
Bespoke, sentimental jewellery over mass-produced designs
-
Financial security while still celebrating their love in a meaningful way
Why Quality Matters in an Engagement Ring
While it’s important to be mindful of your budget, an engagement ring is not an area to compromise on quality. Unlike other expenses, this ring is something that will be worn every single day, for decades to come. Poor-quality rings may need costly repairs or replacements in the future, making them more expensive in the long run.
At Morgan & Co, we specialise in crafting high-quality, bespoke engagement rings tailored to your style and budget. Whether you’re looking for a custom-designed ring, a lab-grown diamond, or a remodelled heirloom piece, we’re here to guide you through the process and create something truly special.
Start Your Engagement Ring Journey With Us
Your engagement ring is one of the most personal and meaningful investments you’ll ever make. If you’re ready to explore your options, visit our intimate Buderim-based studio for a consultation. Our expert team will work with you to design a ring that not only fits your budget but also tells your unique love story.
Get in touch today to start your journey toward the perfect engagement ring, crafted with love and care by Morgan & Co.
With Love,
Morgan xo
2025 Engagement Ring Trends: Discover What’s In with Morgan & Co Jewellery
As we step into 2025, the world of engagement rings is buzzing with exciting new trends and timeless classics. If you are looking for a jeweller who can bring your vision to life with precision, quality, and sustainability, look no further than Morgan & Co Jewellery, Sunshine Coast's number one engagement and remodel jeweller.
Why Choose Morgan & Co Jewellery?
Based on Queensland's picturesque Sunshine Coast, Morgan & Co Jewellery stands out for its commitment to crafting beautifully designed, Australian-made engagement rings and bespoke jewellery. Here are some key aspects that we pride ourselves on in our business —
-
Ethically Sourced Diamonds: Morgan & Co Jewellery uses ethically sourced diamonds, ensuring that every piece is not only stunning but also responsible and sustainable.
-
Personalised Consultations: Our studio offers complimentary consultations where you can work closely with our expert designers to create a one-of-a-kind piece that fits your budget and style.
-
Quality and Sustainability: Each piece is thoughtfully designed and crafted with quality and sustainability in mind, reflecting the highest standards of Australian craftsmanship
2025 Engagement Ring Trends
As we delve into the latest trends for 2025, here are some of the most anticipated designs that you can bring to life with Morgan & Co Jewellery:
Maximalist Multi-Stones
This year, maximalist multi-stone engagement rings are set to make a significant impact. These rings feature multiple stones, often in different shapes and sizes, creating a dynamic and visually striking finish. This trend is perfect for those who want a ring that stands out and reflects their unique personality. Our stunning Lucy is the perfect Toi et Moi, multi-stone ring featuring a marquise and pear diamond in a claw setting.
Marquise Shapes
Marquise-shaped diamonds are predicted to be one of the hottest engagement ring shapes of 2025. This elongated shape, with its pointed edges, is not only finger-flattering but also incredibly versatile. It can be set in various ways, including prong and bezel settings, making it a favourite among those seeking a unique and personalised design.
Half Bezels
Half bezel set engagement rings are another trend gaining traction. This setting style combines the security of a bezel with the elegance of a prong setting, offering a modern twist on traditional designs. It's ideal for those who want a ring that is both stylish and secure
Vintage Cuts and Designs
Vintage-inspired designs are making a strong comeback in 2025. These rings draw inspiration from past eras such as Art Deco, Victorian, and Edwardian, offering timeless elegance and old-world charm. Morgan & Co Jewellery can help you create a vintage-inspired piece that is both romantic and unique.
Diamond Clusters
Diamond clusters, or halo engagement rings, particularly those featuring mixed setting styles and hybrid designs, are becoming increasingly popular. These rings often feature a central stone surrounded by smaller stones, creating a trefoil or other cluster designs that are both visually striking and meaningful
Architectural Designs
For the more adventurous, architectural designs are a trend to watch. These rings feature geometric stones on thick bands, creating an architectural look that is both modern and meaningful. This trend reflects a growing appreciation for engagement rings that challenge conventional ideas and feel connected to something larger, like architecture or the urban landscape
Bold Colour and Coloured Gemstones
Bold and colourful centre stones are also on the rise. Couples are looking for rings that reflect their personal style and story, and coloured gemstones offer a distinctive way to express this. Whether it's a bright sapphire or an emerald, Morgan & Co Jewellery can help you incorporate these vibrant stones into your engagement ring.
Asymmetry and Cocktail Style
Asymmetrical and cocktail-style engagement rings are gaining popularity as couples seek unique and individualised designs. These rings often feature oversized and coloured stones, showcasing stunning craftsmanship and artistic flair. They are perfect for those who want a ring that stands out and has a heirloom feel.
Your Journey Is Our Priority
At Morgan & Co, we take pride in offering a truly personalised journey for every client. From the moment you step into our studio, we are committed to understanding your vision, preferences, and unique love story. Our hands-on approach ensures that every detail is carefully considered, and we provide ongoing support throughout the design and creation process. We also offer a lifetime warranty on our craftsmanship, standing by the quality of our work and our promise to always be there for our couples and clients. Your engagement ring is more than just jewellery — it’s a lifelong symbol of love, and we are honoured to be part of that journey with you.
Remodel Jewellery with Morgan & Co
In addition to creating stunning new engagement rings, Morgan & Co Jewellery is also renowned for its remodel jewellery services. If you have an existing piece that you want to transform into something new and special, our expert designers can work with you to redesign and recreate your jewellery. This not only gives new life to treasured pieces but also ensures that the final product is both meaningful and beautifully crafted.
Final Thoughts
Morgan & Co Jewellery is your premier destination for engagement and remodel jewellery on the Sunshine Coast. With our commitment to quality, sustainability, and personalised service, you can trust that your engagement ring will be a masterpiece that reflects your unique style and story. Whether you're drawn to the latest trends for 2025 engagement rings or prefer a classic design, Morgan & Co Jewellery is here to help you create a piece that will be cherished for a lifetime. Book your complimentary consultation today and let the experts at our studio bring your vision to life.
With Love,
Laura xo
Inner Beauty Matters: The Secret to a Truly Stunning Diamond
Diamonds have captivated us for centuries, admired for their dazzling sparkle and timeless appeal. But while their outward brilliance is what first catches the eye, the true essence of a diamond lies beneath the surface. This hidden world inside the gem holds the key to its beauty, rarity, and value.
Let’s take a journey into the heart of a diamond — where science meets artistry —and uncover why inner beauty matters more than you might think.
A Magnified Reality
To the naked eye, most diamonds appear flawless. They glisten under the light, refracting rainbows and igniting imaginations. But what happens when we take a closer look?
Under 10x magnification, a diamond reveals its secrets. Tiny clouds, feathers, and minute crystals can suddenly come into view, each telling a story of the gem’s natural formation deep within the earth over billions of years. These internal characteristics, known as inclusions, are not necessarily flaws — they’re fingerprints of nature, giving each diamond a unique identity.
However, not all inclusions are created equal. Some are so minute that even under magnification, they’re hard to spot. Others can affect a diamond’s brilliance by disrupting the way light travels through it. This is where clarity — the measure of a diamond’s internal purity — comes into play.
Why Clarity Matters
Clarity is one of the “Four Cs” of diamond grading, alongside cut, colour, and carat weight. It directly impacts a diamond’s rarity and value. Flawless diamonds, those free of any inclusions or blemishes even under magnification, are incredibly rare — so rare, in fact, that most jewellers will never come across one in their lifetime.
The beauty of a high-clarity diamond is undeniable. When light enters a stone free of internal obstructions, it reflects and refracts with breathtaking brilliance. Conversely, diamonds with significant inclusions may appear less lively, as these natural imperfections can block or scatter light.
But here’s the fascinating part: most inclusions are invisible to the untrained eye. That’s why, for many people, the balance between clarity and other factors—like cut or carat weight—often takes centre stage when choosing a diamond.
The Rarest of Gems
The rarity of a diamond is directly tied to its clarity. Imagine searching for a perfectly clear, natural stone in a sea of billions. It’s like finding a pristine drop of water in an ocean. This rarity is why flawless and internally flawless diamonds command such high prices — they’re not just stones; they’re miracles of nature.
At Morgan & Co, we believe that every diamond should meet the highest standards of beauty, both inside and out. That’s why we carefully inspect every gem we source, looking beyond surface brilliance to ensure each piece is truly exceptional. We work exclusively with trusted suppliers who share our passion for quality, so you can be confident in the integrity of every diamond you choose.
Diamonds That Reflect You
When selecting a diamond, it’s not just about the technical specifications — it’s about finding a piece that feels like it was made for you. Whether you prefer a perfectly clear stone or one with subtle inclusions that make it unique, your diamond should reflect your story, style, and values.
At Morgan & Co, we guide you through the selection process, helping you balance clarity, cut, colour, and carat weight to find the perfect diamond for your dream piece. Our goal is to craft jewellery that’s not only stunning but also meaningful — a piece that embodies both outward brilliance and inner beauty.
The Morgan & Co Standard
Every diamond we source undergoes rigorous inspection to ensure it meets our exacting standards. We believe that a diamond should be as stunning internally as it is externally, offering you a gem that’s a true reflection of quality and craftsmanship.
Whether you’re searching for an engagement ring, a bespoke design, or simply exploring the world of fine jewellery, we’re here to help you every step of the way.
Because in the end, beauty isn’t just about what you see on the surface — it’s about the story, care, and passion that lie within.
Our Process: How we Select your diamond
When selecting the perfect diamond for your engagement ring, we take great care in ensuring every stone meets our high standards. Each diamond is hand-selected, falling within our carefully chosen parameters — colourless or near-colourless, with clarity between VS2 and VVS1 for lab-grown diamonds, and SI1 to VVS1 for natural diamonds. With natural diamonds, clients often need to compromise on size or quality due to their higher price, whereas lab-grown diamonds offer a more affordable way to achieve a higher-quality stone without sacrificing carat weight. There is no right or wrong choice — it’s about what feels right for you, and we’re here to guide you based on your preferences and budget. Beyond the traditional 4Cs, we also consider the diamond’s ratio, ensuring the shape and proportions complement the wearer’s hand. We meticulously check for hidden imperfections, unwanted bowties, and overall brilliance, working with expert diamond sources to guarantee a stone that will sparkle beautifully for a lifetime.
Schedule your free consultation
Ready to explore the world of diamonds with confidence? Schedule a consultation with Morgan & Co, your Buderim Jewellers, today and discover the perfect piece that’s as unique as you are.
Top Jewellery Trends for 2025
At Morgan & Co, we’re passionate about staying ahead of the curve when it comes to bespoke jewellery. As trusted Sunshine Coast jewellers, we take pride in offering custom engagement rings, heirloom remodelling, and unique designs that reflect your personal style. In 2025, jewellery trends are set to make bold statements while honouring timeless classics. Let’s dive into the top trends we’re most excited about this year.
Top Five Engagement Ring Trends For 2025
-
Coloured Gemstone Engagement Rings
Vibrant and full of personality, coloured gemstone engagement rings are at the forefront of 2025’s trends. Couples are moving beyond traditional diamonds and embracing sapphires, emeralds, rubies, and even less common stones like spinel or tourmaline. At Morgan & Co, we can source an incredible range of coloured gemstones from around the globe, ensuring your ring is as unique as your love story. Whether you dream of a vivid blue sapphire or a blush-pink morganite, we’ll find the perfect stone to bring your vision to life. Book your complementary consultation and we can discuss sourcing your coloured gemstone for your custom engagement ring.
-
Repurposed Vintage Rings
Sustainability and sentimentality are taking centre stage. Repurposing old or pre-loved jewellery, such as heirloom pieces, allows you to preserve family history while creating something fresh and modern. At Morgan & Co, we specialise in remodelling vintage rings and turning cherished memories into contemporary masterpieces. Whether it’s updating an old setting or incorporating inherited diamonds or gemstones, we’ll help you craft a piece that’s truly one-of-a-kind. Explore our remodel before and afters here.
-
Rectangle-Shaped Stones
Geometric designs are making a comeback, and rectangle-shaped stones are stealing the spotlight. Radiant cuts, emerald cuts, and elongated cushion cuts will dominate engagement ring designs in 2025. These shapes exude sophistication and elegance, offering a modern twist on classic styles. At Morgan & Co, our custom jeweller can craft a ring that highlights the beauty of these striking shapes, ensuring it becomes a timeless symbol of your love. View our custom engagement rings and you will discover emerald cut, radiant cut and cushion cut diamond engagement rings for your inspiration.
-
Bold Statement Wedding and Eternity Bands
Brides are embracing bold and unique wedding bands to complement their engagement rings. From plain, chunky bands to diamond-encrusted eternity rings, stacking combinations are more popular than ever. At Morgan & Co, we’re seeing a rise in mixed textures and designs, allowing you to express your individuality. Pair a timeless engagement ring with a bold statement band for a look that’s effortlessly chic. View our wedding band collection for some stunning 2025 wedding band ideas.
-
Cooler Metals: White Gold and Platinum
Cooler metals are making a surprising comeback, with white gold and platinum dominating engagement ring designs. Whether you opt for an all-white metal look or a mixed-metal style, these cool tones are versatile and timeless. As Sunshine Coast engagement ring specialists, we’re excited to see the shift toward these sleek, modern materials and are ready to create designs that suit every preference.
Top 5 Jewellery Trends — Beyond Engagement Rings
-
Bold, Oversized Pieces
Chunky, oversized jewellery is making waves in 2025. Think bold cuff bangles, oversized earrings, and statement necklaces. These pieces are perfect for making a striking impression, whether dressed up for an event or elevating a casual look. Bold pieces are all about confidence, and we’re here to help you embrace the trend with bespoke designs.
-
Modern Pearls
Pearls have undergone a contemporary transformation and are now being incorporated into dress, casual, and bridal jewellery. Whether it’s sleek pearl earrings, layered pearl necklaces, or avant-garde pearl rings, these modern takes on a classic gem are versatile and fresh. At Morgan & Co, we love designing pieces that blend traditional elegance with a modern edge. Our stunning freshwater drop pearl earrings are our favourite bridal earrings that match perfectly with our freshwater pendant necklace.
-
Art Deco-Inspired Designs
Art Deco remains a strong influence in jewellery design, with geometric patterns, intricate detailing, and bold contrasts taking centre stage. This style is perfect for those who love vintage glamour with a contemporary twist. We can create bespoke jewellery inspired by the opulence and sophistication of the Art Deco era, tailored to your unique taste.
-
Bold Coloured Dress Rings
Bold coloured dress rings featuring birthstones or sentimental hues are set to be a major trend this year. These pieces make a statement and hold personal meaning, often celebrating milestones or representing cherished memories. Whether you want a striking cocktail ring or a subtle nod to a special moment, we can craft something that’s uniquely yours.
-
Sentimental Jewellery
In 2025, jewellery continues to tell stories. From necklaces engraved with meaningful dates to rings featuring hidden gemstones, sentimental jewellery is more popular than ever. These pieces go beyond beauty, serving as a reflection of your journey and values.
Top 3 Men's Jewellery Trends for 2025
Men’s jewellery is becoming more diverse and expressive than ever before. For those seeking custom-made or bespoke jewellery, Sunshine Coast jewellers like Morgan & Co are here to bring these trends to life:
-
Signet Rings with a Modern Twist
Traditional signet rings are making a big comeback, but with a contemporary edge. Think bold geometric designs, mixed metals, and subtle engravings that personalise these timeless pieces. Whether you’re looking to create a family heirloom or a statement accessory, Morgan & Co can help design custom signet rings that blend history with modern style. View our men's wedding bands here and one of our absolute favourite for 2025.
-
Layered Chains and Necklaces
Men’s necklaces are evolving beyond single chains. Layered looks with different chain styles — like box, rope, or Cuban links — are trending in gold, white gold, and even mixed metals. These pieces add depth and personality, whether paired with casual attire or formalwear. -
Chunky Cuffs and Bracelets
Oversized cuff bracelets and bold, textured bands are emerging as statement pieces for men in 2025. These designs often incorporate minimalist patterns or meaningful engravings. At Morgan & Co, we specialise in crafting custom men’s bracelets that can be tailored to reflect personal stories or milestones.
The Morgan & Co Difference
At Morgan & Co, we’re not just Sunshine Coast jewellers—we’re artisans dedicated to bringing your vision to life. Every piece of bespoke jewellery we create is tailored to you, reflecting your style, story, and personality. Whether you’re searching for a custom engagement ring, remodelling a cherished heirloom, or designing a bold statement piece, we’re here to guide you through every step of the process.
Visit us to explore the latest jewellery trends or begin your journey to creating a piece that’s as unique as you are. At Morgan & Co, we’re proud to design jewellery that’s timeless, personal, and extraordinary.
Happy New Year — Our team at Morgan & Co wish you all a prosperous 2025.
With Love,
Morgan xo
Planning the Perfect Proposal: A Step-by-Step Guide to Creating an Unforgettable Moment
Proposing is one of life’s most cherished and unforgettable moments, a milestone that symbolises the start of a new chapter in your love story. At Morgan & Co., we’re here to guide you every step of the way, from planning the perfect proposal to creating a bespoke engagement ring that your partner will treasure forever. This guide will walk you through the key elements of planning a memorable proposal while introducing you to creative ways to ensure the engagement ring is as unique and meaningful as your love.
Step 1: Know Your Partner’s Preferences
Understanding your partner’s style is an essential first step in the proposal planning process. Take note of their jewellery preferences — do they gravitate towards timeless and classic designs or bold and modern pieces? If you’re unsure, our expert team can guide you by exploring their lifestyle, interests, and even their social media profiles to uncover subtle clues about their dream ring.
Step 2: Get the Ring Right
The engagement ring is more than a piece of jewellery — it’s a lasting symbol of your love story. At Morgan & Co., we’ve designed a six-step process to make creating your perfect engagement ring seamless and enjoyable. Whether you have a clear vision or need a bit of guidance, we’ll ensure the ring reflects your unique love story.
Our Six-Step Process:
- Enquiry: Book your free consultation online, via phone, or email.
- Consultation: Work with us in-person, over the phone, or via video to define your design vision.
- Sourcing: We’ll source the highest quality diamonds or coloured gemstones to suit your preferences and budget.
- Design: Collaborate with us to finalise the ring design, with unlimited revisions until it’s perfect.
- Production: Your ring will be expertly crafted in Australia by skilled artisans.
- Completion: Your completed ring will undergo rigorous quality checks before being ready for pickup or delivery.
Step 3: Choose the Perfect Location
The setting of your proposal plays a significant role in creating a memorable experience. Whether it’s a scenic beach, a lush garden, or a place with sentimental value, choose a location that feels special to your relationship. Read our blog on Top Places to Propose on the Sunshine Coast for some stunning ideas.
Step 4: Alternative Proposal ideas — keeping the surprise but allow her to design her own ring
Not sure how to propose while ensuring the ring is perfect? Here are three creative ideas to help you keep the surprise while giving your partner the opportunity to help design her dream ring:
1. Propose with a Loose Diamond or Coloured Stone
This modern approach involves selecting a loose diamond or gemstone to present during the proposal. During our consultation, we’ll guide you through diamond education, covering everything from shapes and quality to your partner’s style and your budget.
Once you’ve chosen the perfect stone, propose with it and bring your partner back to our Buderim studio to design the ring together over champagne. This thoughtful approach combines the excitement of the proposal with the joy of creating a bespoke piece she’ll love.
2. Propose with a Placeholder or Stunt Ring
For those who want to surprise their partner while giving them control over the final design, a placeholder ring is an excellent choice. We offer a selection of stunning placeholder rings at our Buderim studio for a $1,000 deposit, which is deducted from the final cost of the engagement ring.
After the proposal, you and your fiancé can visit our studio together to co-create the ring of her dreams. She’ll have the opportunity to personalise the design, ensuring it’s everything she’s ever wanted.
3. Propose and Visit Our Studio the Same Day
If spontaneity is your style, consider proposing and then bringing your partner straight to our Buderim studio to celebrate. We’ll greet you with champagne, flowers, and a gift to commemorate the occasion.
You can also work with us beforehand to design a ring concept or select a range of diamonds and gemstones for her to choose from during the visit. This approach blends the surprise of the proposal with the joy of customising her forever ring.
Step 5: Plan the Details
It’s the small details that make a proposal unforgettable. Think about incorporating meaningful touches such as candles, flowers, or your favourite song. These thoughtful elements will create a romantic atmosphere and make the moment even more special.
Step 6: Practice What You’ll Say
While the ring and setting are important, your words will be what your partner remembers most. Take some time to reflect on your feelings and practice expressing them. Whether it’s a heartfelt declaration or a story about your journey together, speak from the heart.
Step 7: Capture the Moment
Don’t forget to document this once-in-a-lifetime moment! Consider hiring a photographer or videographer to discreetly capture the proposal. Involving loved ones, if your partner would enjoy that, can also make the experience even more memorable. Read our blog on stunning locations and photography tips and explore our recommended photographers who will capture your moment perfectly.
Ready to Plan Your Perfect Proposal?
At Morgan & Co, we’re here to ensure every detail of your proposal is as special as your love story. From designing a bespoke engagement ring to celebrating your "Yes!" moment, we’re dedicated to making this milestone unforgettable.
Book your complimentary consultation today, and let’s create something truly beautiful together.
With love,
Morgan x
The Oval Diamond Bowtie Effect — What Is It & How Do I Avoid It?
An oval diamond bow tie refers to a pair of black triangles visible across the middle of the diamond. To ensure your oval diamond doesn’t display this characteristic of a poorly cut stone, there are a few considerations to keep in mind.
Oval diamonds are captivating gems but come with their own set of unique qualities. Before delving into the specifics of how a bow tie forms in an oval diamond, let’s take a moment to appreciate the oval cut itself. Ovals are currently in the spotlight, experiencing a surge in popularity unlike any other cut. Currently they stand as one of the top choices for engagement rings, and rightfully so. Their elongated shape offers a refreshing departure from the traditional round brilliant. Ovals create the illusion of elongated fingers and impart an additional touch of sophistication to a classic solitaire setting. Additionally, ovals tend to appear larger than round diamonds of the same carat weight due to their spread-out, shallower profile. Furthermore, they often come at a slightly lower cost per carat compared to rounds, allowing for a larger appearance within a given budget. With so many appealing attributes, it’s no surprise they have garnered such widespread acclaim.
Unfortunately, choosing an oval diamond presents more challenges than selecting a round brilliant diamond. The complexity arises from what's referred to as the "oval diamond bow tie" effect. However, if you're willing to invest additional time, patience, and effort, the oval cut might be the ideal choice for you. There are numerous pitfalls when it comes to choosing the right oval diamond, with the most common mistake being the bow tie effect. So, what exactly is this effect? Why is it undesirable? And how can you ensure that your oval diamond is free from it? Do all oval diamonds exhibit this feature? Read on and we will answer all of these questions for you in our detailed blog covering all things oval diamonds and bowties!
Emerald Cut vs Radiant Cut: Your Ultimate Diamond Guide
Ever been caught in the shimmering allure of a diamond? Gazing at a diamond's glimmer can be like looking into an endless sea of stars - but it's more than just its shine. Take emerald cut vs radiant cut, for example.
Imagine being at a crossroads, one path leads you to an emerald-cut diamond - elegant and sophisticated with its step-like facets that mirror stairways leading to infinite depths. The other way introduces you to the radiant-cut gem - bold and vivacious as it dances with dramatic flashes across every facet.